I thought my eyes were about to pop.. at almost every major shopping establishment in Singapore that I went to, I could practically find a Citibank ATM.
As most may know, I currently hold a Citibank Visa Debit card. I applied for this card after being told that the conversion rates for this card is low, and fee-free as well.
As of date, I have yet to find many Citibank ATMs around any of the shopping malls around Kuala Lumpur, and could never withdraw any money since it is considered a foreign card (RM10 chargeable for withdrawals! How crazy is that!).
The only time I have ever used my Citibank Visa Debit around KL is when I had needed to make payments at the counter....
Perhaps Singapore is less strict on foreign banks, but in Malaysia, it is hard to find many Citibank branches around here.. and the nearest one is in Puchong, where I had made a complaint about their service! So the only way I could transfer money to my Citibank savings account was through bank-to-bank transfer, and that costs RM2 per transaction (free in Australia).
It was a pity that I could not find a single Citibank ATM at the Changi International Airport, although there was a humongous annoying big Citibank bunting right in the middle of their departures terminal.
How deceiving that was! I ended up exchanging my Australian dollars (since Australian and Singapore currently have almost similar exchange rate) at the exchange bureau in the airport and at Chinatown (better cash rates), and not using my Citibank Visa Debit card thereafter.
Oh Well.
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